Company
Guided SetupContact
Launch app
Company
Guided SetupContact
Launch app
Company
AboutNews & InsightsALTI TokenGuided SetupContact
Connect
XLinkedInYoutubeTelegram
Company
AboutNews & InsightsALTI TokenGuided SetupContact
Connect
XLinkedInYoutubeTelegram

Spend Freely
‍Keep Your Bitcoin

Self-repaying loans. Borrow against your BTC or ETH. Your collateral earns yield that automatically pays the loan down. Over time, potentially to zero. Set it up once and get on with life.

Get Started
First time? We'll walk you through it.
‍Book a personal setup call or follow a step-by-step guide.
Circle with an arrow pointing right
-
total deposits
-
average loan-to-value ratio
-
users
-
average deposit

How it works

Step 1: Deposit your crypto
You'll need a self-custodial wallet like MetaMask or Rabby to connect, so you stay in control from the start. From there, deposit your BTC or ETH as collateral.
Step 2: Borrow USDC
We route your position through Aave and Morpho to find the right balance of rate and risk. Not just the lowest rate, but the most competitive one you can trust.
Step 3: Your loan pays itself down
The part of your collateral that isn't backing your loan gets put to work earning yield. That yield automatically pays your loan down. Over time, potentially to zero.

Find your rate

Rates can vary.

Click to learn more

You didn't HODL this long to sell now.

Buy a car
Renovate your home
Cover an emergency
Buy a new mobile
Seize an opportunity
Buy a new laptop
Avoid a tax event
Book a holiday
Buy a car
Renovate your home
Cover an emergency
Buy a new mobile
Seize an opportunity
Buy a new laptop
Avoid a tax event
Book a holiday
Book a holiday
Avoid a tax event
Buy a new laptop
Seize an opportunity
Buy a new mobile
Cover an emergency
Renovate your home
Buy a car
Book a holiday
Avoid a tax event
Buy a new laptop
Seize an opportunity
Buy a new mobile
Cover an emergency
Renovate your home
Buy a car
Start borrowing

Why Altitude?

We built Altitude for long-term holders like us, people who refuse to sell their crypto just because life needs cash. Now your collateral can work as hard as you did to earn it.

Read audit report
Meet the team
Competitive rates, without hopping
We route your position through Aave, Morpho, and other battle-tested protocols to find you competitive borrowing rates. No protocol-hopping required.
Your collateral earns for you
Your deposited BTC and ETH generate yield that automatically pays down your loan. Over time, your loan can fully repay itself.
Transparent and audited
Built on established, audited protocols with billions in TVL. Our founding team is fully public. You know exactly who's behind this.
Built for simplicity
One deposit. One dashboard. Complex DeFi mechanics made invisible. We handle the complexity so you don't have to.

Key benefits

Collateral that earns
Your deposited assets earn yield that automatically pays down your loan balance.
No selling required
Access liquidity without triggering taxes or losing future upside.
Competitive rates
We route through Aave and Morpho to find you the best available rates.
Full transparency
Real-time dashboards. Public team. Audited protocols.
One-click simplicity
No protocol-hopping. No manual rebalancing. DeFi made invisible.
Battle-tested security
Built on Aave and Morpho, which are established protocols with billions in TVL. Live since early 2024.

Why Altitude?

We built Altitude for long-term holders like us, people who refuse to sell their crypto just because life needs cash. Now your collateral works as hard as you did to earn it.

No selling required
Access liquidity without losing future upside or triggering taxes.
Self-repaying loans
Your collateral earns yield that automatically pays down your loan. Over time, potentially to zero.
Competitive rates, automatically
We route your position through Aave and Morpho to find the right balance of rate and risk. No manual comparisons needed.
No permission required
Your funds are accessible 24/7. No bank, no platform, no one between you and your assets. You hold the keys.
Simple by design
One deposit. One dashboard. Decentralised finance (DeFi) complexity handled for you.
Battle-tested and transparent
Built on audited platforms with billions in deposits. Public team, public track record. Live since early 2024.

Loan comparison

Traditional Finance
Altitude logo
Rates
7–12% average
Market borrow rate, automatically reduced as collateral earns yield.
Variable, based on market demand
Transparency
Low, centralized, opaque
Verifiable and public.
Verifiable and public.
Collateral earning yield
None
Yes. Unused collateral earns yield automatically.
None. Collateral sits idle.
Automation
None
Handled for you. No manual steps needed.
Manual. You manage everything yourself.
Rates
Traditional Finance
7–12% average
Variable based on pool utilization
Altitude logo
Start at 0% (depending on LTV)
Transparency
Traditional Finance
Low, centralized, opaque
Fully on-chain
Altitude logo
Fully on-chain
Idle Capital Activation
Traditional Finance
None
None (collateral idle)
Altitude logo
Yes — automatic yield activation on collateral
Automation
Traditional Finance
None
None (collateral idle)
Altitude logo
Fully automated optimization & management
Company
AboutNews & InsightsALTI TokenGuided SetupContact
Connect
XLinkedInYoutubeTelegram
Backed by
Borrow against your Bitcoin and ETH. Keep holding. Let your collateral pay it back.
Start borrowing
Integrated platforms
Morpho logoAave logo
Altitude logo white version
Thanks for signing up! You'll hear from us shortly.
Oops! Something went wrong while submitting the form. Please try again.
© Altitude Labs 2026

Altitude is a borrowing aggregator. Loan rates depend on your loan-to-value (LTV) ratio and market conditions. Lowest available rates start at 0%. Loans are secured by crypto collateral and are fully on-chain. Altitude is not a bank and does not provide financial advice.
Company
AboutNews & InsightsALTI TokenBrand AssetsDocumentation
Legal
Privacy PolicyTerms & Conditions
Analytics
DuneDefiLlama
Connect
XLinkedInYoutubeTelegramContact