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Spend Freely
‍Keep Your Bitcoin

Borrow USDC against your BTC & ETH. Your collateral earns yield that pays down the loan. Potentially to zero.

Get Started
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How it works

Step 1: Deposit your crypto
Deposit BTC or ETH as collateral. Works with MetaMask, Rabby, Ledger, and other wallets you already trust.
Step 2: Borrow USDC
We route to competitive rates across protocols like Aave and Morpho.
Step 3: Watch your loan shrink
Your collateral earns yield that auto-applies to your loan balance. At the right loan-to-value ratio, it can pay itself off entirely.

Find your rate

Rates can vary

learn more

You didn't HODL this long to sell now.

Buy a car
Renovate your home
Cover an emergency
Buy a new mobile
Seize an opportunity
Buy a new laptop
Avoid a tax event
Book a holiday
Buy a car
Renovate your home
Cover an emergency
Buy a new mobile
Seize an opportunity
Buy a new laptop
Avoid a tax event
Book a holiday
Book a holiday
Avoid a tax event
Buy a new laptop
Seize an opportunity
Buy a new mobile
Cover an emergency
Renovate your home
Buy a car
Book a holiday
Avoid a tax event
Buy a new laptop
Seize an opportunity
Buy a new mobile
Cover an emergency
Renovate your home
Buy a car
Start borrowing

Why Altitude?

We built Altitude for long-term holders like us, people who refuse to sell their crypto just because life needs cash. Now your collateral can work as hard as you did to earn it.

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Meet the team
Competitive rates, without hopping
We route your position through Aave, Morpho, and other battle-tested protocols to find you competitive borrowing rates. No protocol-hopping required.
Your collateral earns for you
Your deposited BTC and ETH generate yield that automatically pays down your loan. Over time, your loan can fully repay itself.
Transparent and audited
Built on established, audited protocols with billions in TVL. Our founding team is fully public. You know exactly who's behind this.
Built for simplicity
One deposit. One dashboard. Complex DeFi mechanics made invisible. We handle the complexity so you don't have to.

Key benefits

Collateral that earns
Your deposited assets earn yield that automatically pays down your loan balance.
No selling required
Access liquidity without triggering taxes or losing future upside.
Competitive rates
We route through Aave and Morpho to find you the best available rates.
Full transparency
Real-time dashboards. Public team. Audited protocols.
One-click simplicity
No protocol-hopping. No manual rebalancing. DeFi made invisible.
Battle-tested security
Built on Aave and Morpho, which are established protocols with billions in TVL. Live since early 2024.

Why Altitude?

We built Altitude for long-term holders like us, people who refuse to sell their crypto just because life needs cash. Now your collateral can work as hard as you did to earn it.

No selling required
Access liquidity without losing future upside or triggering taxes.
Collateral that earns
Your BTC and ETH generate yield automatically. Your assets work while you borrow.
Loans that repay themselves
That yield pays down your loan balance. At the right loan-to-value, it can pay itself off entirely.
Competitive rates, automatically
We scan Aave, Morpho, and other protocols so you don't have to. No protocol-hopping required.
Simple by design
One deposit. One interface. DeFi complexity made invisible.
Battle-tested and transparent
Built on audited protocols with billions in TVL. Fully public team. Live since early 2024.

Loan comparison

Traditional Finance
Altitude logo
Rates
7–12% average
Start at 0% (depending on LTV)
Variable based on pool utilization
Transparency
Low, centralized, opaque
Fully on-chain
Fully on-chain
Idle Capital Activation
None
Yes — automatic yield activation on collateral
None (collateral idle)
Automation
None
Fully automated optimization & management
None (collateral idle)
Rates
Traditional Finance
7–12% average
Variable based on pool utilization
Altitude logo
Start at 0% (depending on LTV)
Transparency
Traditional Finance
Low, centralized, opaque
Fully on-chain
Altitude logo
Fully on-chain
Idle Capital Activation
Traditional Finance
None
None (collateral idle)
Altitude logo
Yes — automatic yield activation on collateral
Automation
Traditional Finance
None
None (collateral idle)
Altitude logo
Fully automated optimization & management
Product
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Contact
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Backed by
Borrow against your Bitcoin and ETH. Keep holding. Let your collateral pay it back.
Start borrowing
Integrated protocols
Morpho logoAave logo
Altitude logo white version
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© Altitude Labs 2026

Altitude is a borrowing aggregator. Loan rates depend on your loan-to-value (LTV) ratio and market conditions. Lowest available rates start at 0%. Loans are secured by crypto collateral and are fully on-chain. Altitude is not a bank and does not provide financial advice.
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